Mycroft
Banned
- Messages
- 6,388
- Points
- 36
Cars owned: Getting a King-Cab Rat with a V8
I'll cut to the chase... why the hell do we put up with this bunch of racketeers?
Doubtless we all know about the 'overlapping month' scam on the purchase of cars and that is a great concern but not the one I am really angry about.
I am also really angry at how supine the British road user is.
My beef... so you buy your VED, you can pay for it in one go or you can pay monthly.
Either method you are paying in advance.
So why the bloody hell is there a 'finance charge' for monthly payers?
Have we become so weak minded that no-one, absolutely no-one has raised this total scam?
Finance charges can only morally be applied if you gain an advantage for something by delaying payment.
That delayed payment should attract a charge, but as everyone is paying in advance no-one should be charged 'interest', the ten payments for the year are all in advance.
There is no moral case for interest to be charged, it is a false finance charge and is in my opinion a cousin or close relative to fraud.
It must be remembered that the DVLA/Vosa is an Executive arm of the Govt. and as such what is occurring is the same as if all of us, but in particular those on PAYE were charged interest on our payments to HMRC because we couldn't pay the full years tax in one go.
Yet because we are all so immersed in the idea that staged payments attracts charges we have lost sight of the reality.
It's fraud and not a peep from the AA, RAC, websites or blogs.
It amazes me how in the light of all the failures and irritations promulgated by the vile body that is the DVLA/Vosa no-one has burnt the place down, come the revolution brothers... it's on the list, it's high on the list of what has to go.
Doubtless we all know about the 'overlapping month' scam on the purchase of cars and that is a great concern but not the one I am really angry about.
I am also really angry at how supine the British road user is.
My beef... so you buy your VED, you can pay for it in one go or you can pay monthly.
Either method you are paying in advance.
So why the bloody hell is there a 'finance charge' for monthly payers?
Have we become so weak minded that no-one, absolutely no-one has raised this total scam?
Finance charges can only morally be applied if you gain an advantage for something by delaying payment.
That delayed payment should attract a charge, but as everyone is paying in advance no-one should be charged 'interest', the ten payments for the year are all in advance.
There is no moral case for interest to be charged, it is a false finance charge and is in my opinion a cousin or close relative to fraud.
It must be remembered that the DVLA/Vosa is an Executive arm of the Govt. and as such what is occurring is the same as if all of us, but in particular those on PAYE were charged interest on our payments to HMRC because we couldn't pay the full years tax in one go.
Yet because we are all so immersed in the idea that staged payments attracts charges we have lost sight of the reality.
It's fraud and not a peep from the AA, RAC, websites or blogs.
It amazes me how in the light of all the failures and irritations promulgated by the vile body that is the DVLA/Vosa no-one has burnt the place down, come the revolution brothers... it's on the list, it's high on the list of what has to go.
